Goldpoint Mortgage Group, LLC. is partying Like it is 2003. We have been approved to provide financing for borrowers in Florida with credit scores 601 and above with NO INCOME and NO ASSET VERIFICATION.
-We will verify employment but WILL NOT under any circumstance verify income or assets. Income will not be disclosed on the application.
-No Limit on the amount of properties you own. Investors can take advantage the incredibly low home prices.
-Tap into your homes equity with a CASH OUT REFINANCE – Primary and 2nd Homes as well as Investment properties are eligible!
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See the eligibility list below and contact me for rate quotes and more information.
Credit Requirements: Credit Scores above 601
Purpose: Purchase, Rate and Term Refinance and CASH OUT REFINANCE
Loan Amounts: Up to $10 Million
Types of Properties: Primary, 2nd Homes and Investment Properties.
Lending in the following Counties:
Brevard, Broward, Charlotte, Citrus, Collier, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Sarasota, Seminole, St. Lucie and Volusia.
Properties: Condos* and 1-4 Family
No Seasoning Requirements
Cash Out Refinances: Primary Homes, 2nd Homes and Investment Properties - 1-4 Family Homes Only for Investment Properties
Product Types: 15 and 30 year fixed along with 6 month Libor ARM, 3/1, 5/1, 7/1 and 10/1 Treasury Arms.
Foreign Nationals, with no US Credit is OK! Permanent Resident Aliens and Non-Permanent Resident Aliens OK.
Interest Only Available
Cross Collateralization: Allows the blanket or cross collateralization of two or more properties to qualify.
Bankruptcies: Past Bankruptcies OK with established credit
Corporate Title Allowed
Loan to Value: Between 40-55% - depending on property and personal credit scores.
Interest Rates: Determined by type of property and credit scores. Contact us for rate quotes.
*No condos in Dade, Broward, or Palm Beach County Florida. No Investment condos or new townhouse subdivisions or condos built after 2004 for all other counties.
